:root{--brand:#0e5aa6;--accent:#ffd35a;--ink:#0f2b3a;--bg:#ffffff;--soft:#eef6ff}
*{box-sizing:border-box}html,body{margin:0;padding:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;background:var(--bg);color:var(--ink)}
.container{max-width:1100px;margin:0 auto;padding:0 18px}
header{position:sticky;top:0;background:#ffffffcc;backdrop-filter:blur(8px);border-bottom:1px solid #e7eef6;z-index:10}
.nav{display:flex;align-items:center;justify-content:space-between;padding:10px 0}
.brand{display:flex;gap:12px;align-items:center}
.brand img{width:44px;height:44px;border-radius:10px}
.brand .name{font-weight:900;color:#0e5aa6;letter-spacing:.3px}
.nav a{color:var(--ink);text-decoration:none;margin-left:16px;font-weight:600}
.btn{display:inline-block;background:var(--accent);color:#000;padding:12px 18px;border-radius:999px;text-decoration:none;font-weight:800}
.btn.alt{background:transparent;border:2px solid var(--brand);color:var(--brand)}
.hero{padding:64px 0 36px;background:linear-gradient(135deg,#eaf5ff,#ffffff)}
.hero h1{font-size:40px;line-height:1.1;margin:10px 0 12px;color:#0d3b66}
.hero p{font-size:18px;max-width:740px}
.badges{display:flex;gap:10px;flex-wrap:wrap;margin:12px 0 22px}
.badge{background:var(--soft);border:1px solid #dbeefe;border-radius:999px;padding:8px 12px;font-weight:700;font-size:14px}
.grid{display:grid;gap:16px}
@media(min-width:800px){.grid.cols-3{grid-template-columns:repeat(3,1fr)} .grid.cols-2{grid-template-columns:repeat(2,1fr)}}
.card{background:#fff;border:1px solid #e7eef6;border-radius:14px;padding:18px;box-shadow:0 6px 24px rgba(0,0,0,.04)}
.card h3{margin:0 0 8px}
.section{padding:38px 0}
.kicker{font-weight:800;color:#0e5aa6;text-transform:uppercase;letter-spacing:.12em;font-size:12px;margin-bottom:6px}
.list{padding-left:18px}
.list li{margin:6px 0}
.banner{background:linear-gradient(135deg,#0e5aa6,#33a3dc);color:#fff;padding:24px;border-radius:16px;display:flex;flex-direction:column;gap:10px}
.small{font-size:13px;color:#41627a}
footer{padding:30px 0;color:#244e66}